Weekly Address: Improving Economic Security by Strengthening and Modernizing the Unemployment Insurance System
每周电视讲话：巩固完善失业保险制度 提高经济发展安全保障

WASHINGTON, DC — In this week's address, the President spoke about the steps we need to take to modernize our unemployment insurance system. Our country has come a long way in the past seven years, with more than 14 million jobs created, and the unemployment rate cut in half. But, as our economy continues to change, there are still steps we need to take to ensure all Americans have the security and opportunity they deserve. In his address, the President laid out his plan to help more hardworking Americans get unemployment insurance, find a new job, and have some assurance that even if a new job pays less than their old one they will have some help paying the bills. These ideas are part of the President’s broader belief that everybody who works hard deserves their fair shot and the chance to get ahead.
华盛顿：在本周的讲话中，奥巴马总统介绍了改善失业保险体制需要采取的措施。7年来，美国取得了长足的进步，新增就业岗位超过1400万个，失业率下降了一半。但是，由于经济发展环境持续变革，我们依然需要采取措施来确保所有美国人民得到他们应该得到的安全保障和发展机遇。在他的讲话中，奥巴马总统提出了帮助更多工薪人士获得失业保险的计划，帮助他们找到新的工作，让他们在新工作没有原来的工作的工资高的情况下也可以得到保险保障，让他们可以支付日常的账单。这些想法是奥巴马总统更宏大的计划的一部分，他坚信，每个辛勤付出的人都应该得到公平的机遇和争取成功的机会。

Hi, everybody. On Tuesday, I gave my final State of the Union Address. And a focus was this: how do we make the new economy work better for everyone, not just those at the top?
大家好！周二我发表了最后一次国情咨文演讲。其中重点就是：我们如何保证在新经济环境下，更好的让每个人都从发展中受益，而不仅仅是社会顶层的少数人？

After the worst economic crisis of our lifetimes, we’re in the midst of the longest streak of private-sector job growth in our history. More than 14 million new jobs. An unemployment rate cut in half. At the same time, our economy continues to go through profound changes that began long before the Great Recession hit. It’s changed to the point where even when folks have jobs; even when the economy is growing; it’s harder for hardworking families to pull themselves out of poverty, harder for young people to start out on their careers, and tougher for workers to retire when they want to.
在经历我们此生遭遇的最严重的经济危机之后，我们正处在私有经济发展最良好的历史窗口期中。新增就业岗位超过1400万个。失业率也下降了一半。与此同时，我们的经济也正在经历深刻的变革，这一变革远在大萧条之前就已经开始。这种变革就在于，即便人们有了工作，即便经济一直在不断发展，对工薪家庭而言，要靠他们自身的力量摆脱贫困越来越难，年轻人想要找到一份好工作也越来越难，劳动者想要体面退休也变得越来越难。

That’s a big part of the reason a lot of working families are feeling anxious. And it offends our fundamentally American belief that everybody who works hard should be able to get ahead.
这正是大量工薪家庭越来越焦虑的主要原因所在。这种情绪侵蚀了美国人民坚定的信念：即每个辛勤付出的人都可以获得成功。

That’s why we’ve been fighting so hard to give families more opportunity and more security – by working to create more good jobs, invest in our middle class, and help working people get a raise. It’s what the Affordable Care Act is all about – filling in the gaps in employer-based care so that when somebody loses a job, or goes back to school, or starts that new business, they still have health care. And it’s why I believe we’ve got to take steps to modernize our unemployment insurance system.
正因如此，我们一直在努力，给每个家庭更多机会，更多保障。努力为大家提供更多工作机会，对中产阶级进行投资，提高工薪人员工资。这也正是《平价医保法》所做的事情，弥补雇主提供的保障留下的空缺，这样即便你失业了，或重返学校进修了，或者开办了新的公司，依然可以享受医疗保险。因此，我相信，我们需要采取措施，完善失业保险体制。

If a hardworking American loses her job, regardless of what state she lives in, we should make sure she can get unemployment insurance and some help to retrain for her next job. If she’s been unemployed for a while, we should reach out to her and connect her with career counseling. And if she finds a new job that doesn’t pay as much as her old one, we should offer some wage insurance that helps her pay her bills. Under my plan, experienced workers who now make less than $50,000 could replace half of their lost wages – up to $10,000 over two years. It’s a way to give families some stability and encourage folks to rejoin the workforce – because we shouldn’t just be talking about unemployment; we should be talking about re-employment.
如果一位辛勤工作的人失去了工作，无论她住在哪个州，我们都应该确保他可以拿到失业保险，以及获得为寻找新工作的职业培训。如果她失业有一段时间了，我们应该找到她，联系她，为她做一些职业咨询。如果她找到了一份工作，但工资没有以前的工作工资高，我们应该为她提供工资保险，让她可以支付日常账单。按照我的计划，业务熟练的劳动者，如果年收入低于5万元，可以得到换工作产生的损失工资一半的收入补偿，最高可以达到两年1万元。通过这种方式，可以让众多家庭的经济基础更稳定，并鼓励人们重新参加工作，因为我们不能只是讨论失业率，我们还应该讨论讨论再就业率。

That’s when America works best – when everyone has opportunity; when everyone has some security; and when everyone can contribute to this country we love. That’s how we make sure that hardworking families can get ahead. And that’s what I’ll be fighting for with every last day of my presidency.
这是美国最好的状态，人人都有机会，人人都有保障，人人都可以为我们深爱的国家做出贡献。这样，我们就可以确保辛勤付出的工薪家庭可以取得成功。这也是我们在总统任上将持续为之奋斗的任务。

Thanks everybody. Have a great weekend.
谢谢大家，周末愉快！